Credit Cards
Basic Features
Joining Fee: ₹500
Annual Fee: ₹500 (waived on spends ≥ ₹2L)
Welcome: ₹500 Amazon eVoucher (1st txn within 30 days)
Cashback
25% Airtel bills via Airtel Thanks (₹250 cap/stmt)
10% Utility via Airtel Thanks (₹250 cap/stmt)
10% Swiggy, Zomato, Bigbasket (₹500 cap/stmt)
1% on all other spends incl. UPI*
Other Benefits
4 Lounge Access/Year (India)
1% Fuel surcharge waiver (up to ₹500/stmt)
Basic Features
India’s 1st Numberless Card → Extra security
No Joining / Annual Fee
UPI Linked for hassle-free payments
3% Cashback: Food, Entertainment, Commute
1% Cashback: All other spends*
1% Fuel Waiver: ₹400–₹5000 (max ₹400/mo)
4 Lounge Access (1/quarter)
₹500 off at partner restaurants via EazyDiner
Basic features
- 100% cashback up to ₹250 on all fuel spends within first 30 days of card issuance.
- 20 reward points per ₹100 on fuel spends on IOC Terminal.
- 5 reward points per ₹100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: ₹100
- 1 rewards points per ₹100 spent on all other spends. Maximum eligible spends 5000/month
- 1% Fuel surcharge waiver is applicable for fuel spends between 200 to 5000.
- Annual Fee waived off if spends more than 50000 per year.
- 10% instant discount for movie ticket booked via BookMyshow website.
- Enjoy up to 15% Discount on partner Restaurants via EazyDiner
Basic features
- Complimentary SonyLIV Annual Premium Subscription worth ₹999 on first spends within 30 days of card issuance*
- Flat ₹120 off* on Swiggy food delivery. Applicable 2 times a month, min. txn of ₹500
- Buy One Get One Free* on Paytm Movies. Applicable once a month, max discount ₹200
- Up to ₹1000 off* on AJIO on min. txn of ₹2999. Applicable on select styles.
- 4 EDGE REWARD points per ₹200* on all spends except movies, wallet, fuel, insurance, rent, utilities, education, government institutions and EMIs.
- 1% Fuel Surcharge waiver* across petrol pumps on spends between ₹400 and ₹4000. Max. benefit of ₹400 per statement cycle
- 4 complimentary access* to select Domestic Airport Lounges: One per calendar quarter.
- Up to 15% discount* on partner Restaurants via EazyDiner
Basic features
- India’s first NUMBERLESS CARD – meaning enhanced security from card theft/loss.
- No Joining or annual Fee – enjoy all benefits of credit card at 0 cost.
- CC on UPI – Now link your Fibe Axis Bank credit card to UPI for hassel-free transactions.
- 3% cashback on online Food Delivery, online Entertainment, and local commute.
- 1% cashback on all other transaction (except for some excluded categories)
- 1% Fuel Surcharge waiver for txn between ₹400 – ₹5000. Max waiver up to ₹400/- per month
- 4 domestic lounge access (1 per quarter)
- Enjoy up to ₹500/- off on partner Restaurants via EazyDiner.
Basic features
- Joining Fee: ₹500/-
- Annual fee – ₹350/-
- Up-to 20X reward points on 1AC, 2AC, 3AC, CC or EC class booking for ticket purchases at IRCTC website www.irctc.co.in
- 2X i.e. 4 reward points on every ₹100 spent on groceries and departmental stores
- Get 1000 activation bonus Reward Points on single transaction of ₹1000 or more within 45 days of card issuance ( Worth ₹250)
- Complimentary Domestic and international Lounge Program.
Basic features
- Up to 5% Savings on Fuel at HPCL retail outlets
- Joining Benefit of 2000 Reward Points
- 25% Off on Movie Tickets
- Complimentary Domestic Lounge Program (4 in a year)
- 10 Reward Points for every ₹150 spent on Utility, Grocery & Departmental stores
Basic features
- 5% Unlimited Cashback on Snapdeal
- SnapDeal Shopping vouchers worth up to ₹500 on Activation within 30 days
- 10 Reward Points on Everyday Spends on Groceries, Online Shopping & departmental stores
- All your accumulated Reward Points will be auto-credited as cashback to the monthly statement. 1 Reward Point = ₹0.25
Basic features
- Joining Fee: ₹2499
- Annual Fee: ₹2499
- 15 Reward Points on every ₹100 Spent on Travel, Dining, Online & International Spends
- Buy 1 Get 1 Movie Ticket every month
- Unlimited Complementary Domestic Airport Lounge Access
- Complementary 6 Months Fitpass Pro membership worth ₹15000 as welcome gift
- 10000 Milestone Reward Points in first 60 days & 20000 Reward Points in Anniversary year
- In-built Insurance: Accidental Death Cover (Air : 1 Cr & Non-Air: ₹10 Lakh)
Basic features
- No Joining Fee. No Annual Fees.
- 5X Reward Points on every ₹100 Spent on Travel, Dining & International Spends
- Complementary Domestic Airport Lounge Access
- Activation Benefit : 500 Bonus Rewards Points on spending ₹5000 in 60 days
- In-built Insurance: Accidental Death Cover (Air : 50 Lakh & Non-Air: ₹10 Lakh)
Basic Features
Women’s Only Card
Fee: ₹2499 Joining & Annual
15 RP/₹100 on Travel, Dining & International
Exclusive Rewards
Benefits worth ₹31,000 (Nykaa, Myntra, Lakme, FitPass etc.)
Unlimited Domestic Lounge Access
Welcome
Free Annual Membership: Amazon Prime / Disney+ Hotstar / Gaana / Swiggy One
Other Benefits
Women’s Health Packages + Accidental Cover
UPI Linked Payments (RuPay BOBCARD)
Basic features
- Welcome benefits include CSK Themed Cardholder pouch, 1000 welcome points and access to Tap & Pay Key Chain
- Earn 2 Reward Points for every ₹150 spent through UPI
- Earn 1 Reward Point for every ₹150 spent on non-UPI transactions
- 2X Reward Points on purchases at apparel stores, department stores, and food delivery
- 3X Reward Points on CSK merchandise and ticket purchases
- Complimentary RuPay Lounge Access
- 1% Fuel Surcharge Waiver on transactions between ₹400 and ₹3,000
Basic features
- Welcome benefits include SRH Themed Cardholder pouch, 1000 welcome points and access to Tap & Pay Key Chain
- Earn 2 Reward Points for every ₹150 spent through UPI Exclusive Rewards
- 2X Reward Points on purchases at apparel stores, department stores, and food delivery
- Earn 1 Reward Point for every ₹150 spent on non-UPI transactions
- Complimentary RuPay Lounge Access
- 1% Fuel Surcharge Waiver on transactions between ₹400 and ₹3,000
- 3X Reward Points on SRH merchandise and ticket purchases
Basic features
- Convert your large purchases to EMI & get 3% CashPoints
- 2% CashPoints on Utility Bills, Electronics, Bill Payments via SmartPay & PayZapp
- 1% CashPoints on UPI spends
- Milestone Benefit - Get 2000 Bonus CashPoints on quarterly spends of ₹75,000
- SmartBuy Benefit – 5% cashback on amazon/Flipkart vouchers on SmartBuy
- Swiggy-Dineout - Save upto 7.5% on dining bills
Basic features
- Benefits on business spends - 10X CashPoints/ Monthly savings of ₹450 on
- Spends on DMart & ClearTax
- Bill payments via PayZapp – Electricity, wifi, broadband, insurance, mobile pre-paid etc.
- Income Tax and GST Payments
- Flight & Hotel booking via MMT MyBiz powered by SmartBuy BizDeals
- Milestone Benefit - Get 2000 Bonus CashPoints on quarterly spends of ₹1 lakh
- SmartBuy Benefit - 5% cashback on purchase of Amazon/ Flipkart vouchers
Basic features
- Welcome Benefit - Amazon Prime Annual Membership (₹1500) + Biz Prime Subscription
- Complimentary Airport Lounge access - 16 Domestic & 6 International in a year
- Benefits on business spends - 5X Reward Points/ Monthly savings of ₹3,250 on
- Ad spends on Google Ads & Meta Ads + Purchases on Reliance Digital
- Flight & Hotel booking via MMT MyBiz on SmartBuy BizDeals
- Income Tax and GST Payments
- Bill payments via PayZapp – Electricity, wifi, broadband, insurance, mobile pre-paid etc.
- Milestone Benefit - MakeMyTrip / Reliance Digital Gift Voucher worth ₹2,500 on quarterly spends of ₹2.5 Lakhs
- Swiggy-Dineout - Save upto 7.5% on dining bills
Basic features
- Earn 3% Reward points on every Shoppers Stop spends (Monthly capping of ₹500)
- Earn 1% Reward points on every Non-Shoppers Stop spends (Monthly capping of ₹1000)
- Complimentary Shoppers Stop Silver Edge membership worth ₹350
- Shoppers Stop Welcome voucher worth ₹500
- Additional ₹2500 annual savings on weekend shopping at Shoppers Stop
- Joining/Renewal Membership Fee – ₹299/- plus Applicable Taxes
Basic features
- Earn up to 50 Litres of Free fuel annually
- Earn 5% of on spends as Fuel Points at IndianOil outlets
- Earn 5% of on spends as Fuel Points on Groceries and Bill Payments
- Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
- Joining/Renewal Membership Fee – ₹500/- plus Applicable Taxes
Basic features
- 10X CashPoints on your favourite merchants - Big Basket, BookMyshow, OYO, Swiggy & Uber ( Maximum of 2,500 CashPoints can be earned in a calendar month )
- 5X CashPoints on EMI spends at merchant locations ( Maximum of 2,500 CashPoints can be earned in a calendar month )
- 1 CashPoint for every ₹150 on other spends ( Excluding fuel, Wallet / Prepaid Card loads or Voucher Purchases )
- Upto 20% discount on partner restaurants via Swiggy Dineout
Basic features
- 10X CashPoints on Amazon, BigBasket , Flipkart, Reliance Smart SuperStore & Swiggy
- 5X CashPoints on EMI spends at merchant locations
- 2 CashPoints per ₹150 spent on other spends (Excluding fuel, wallets loads/prepaid card loads & voucher purchases)
- Get ₹500 gift voucher on spends on ₹50,000 per calendar quarter
- Upto 20% discount on partner restaurants via Swiggy Dineout
Basic Features
Welcome: ₹500 voucher (1 txn in 37 days)
IRCTC Benefits:
• 5 RP/₹100 on IRCTC site/app
• 1 RP/₹100 on other spends
• 8 Lounge Access/year (2/qtr)
• 1% txn charge waiver (max ₹1,000/stmt)Cashback: Extra 5% via HDFC SmartBuy
Fuel: 1% waiver (₹400–₹5,000; max ₹250/stmt)
Redemption: 1 RP = ₹1 (for train tickets)
Milestone: ₹500 voucher on ₹30K spends/quarter
Annual Fee Waiver: On ₹1.5L yearly spends
Basic features
- Up to 175 litres fuel worth ₹18,000 annually
- ₹500 cashback on 1st HPCL fuel transaction
- Up to 6.5% savings on fuel spends
- 5% savings on Grocery, Utility & IDFC FASTag recharge
- 3X Rewards on other retail spends
- Airport lounge access, Movie discounts & Road-side Assistance
- Never expiring Rewards
- Low & Dynamic Interest rates starting at 9% per annum
- 0% Interest on ATM Cash Withdrawals until due date
- Total welcome benefits worth ₹1,650
- Joining Fee of ₹499 + GST
- Annual fee ₹499 + GST, waived-off on ₹1,50,000 spends in the anniversary year
Basic features
- Get up to 65 litres free fuel annually
- ₹250 cashback on 1st HPCL fuelling + other welcome benefits worth ₹1,650
- Up to 5% savings on fuel spends,
- 2.5% savings on Grocery, Utility & IDFC FASTag recharge
- 3X Rewards on other retail spends
- Road-side Assistance & Insurance cover
- Never expiring Rewards
- Low & Dynamic Interest rates starting at 9% per annum
- 0% Interest on ATM Cash Withdrawals until due date
- ₹199 annual fee, waived-off on ₹50 thousand spends in the anniversary year
Basic features
- Earn up to 8 reward points on every ₹150 spent
- Get 4 free PVR tickets or 10,000 Reward Points on spends of ₹1,25,000 every 6 months
- Unlock convenience with Kotak Credit Card for all UPI related payments
- 1% Fuel surcharge waiver up to ₹3,500 annually
- Railway surcharge waiver up to ₹500 annually
Basic features
- Get 8 complimentary Dream Folks Airport Lounge visits annually within India (Domestic terminals) @ 2 visits per quarter
- Get 2500 Mojo points every quarter on spending ₹75,000. Valid for the first year only.
- Earn unlimited 2.5 Mojo points for every ₹100 on online spends.
- Earn unlimited 1 Mojo point for every ₹100 on all other spends.
- Get waivers on fuel and railway spends with the Mojo Rupay credit card
Basic features
- Save 5% on IndianOil fuel spends
- 2% back as Reward Points on Grocery and Dining spends
- 1000 Reward Points as welcome benefit on spending ₹500 within 30 days of card issuance
- Annual fee of ₹449 waived on spending ₹50,000 in the previous anniversary year.
Basic features
- No Annual and joining Fees( if card is used once in a quarter)
- 300+ reward points on 1st usage
- Comprehensive Insurance Coverage upto 2 L
- Cashback @2% for all transactions over and over ₹2500. Subject to a ceiling of ₹50/- per Txn at Patanjali stores
- 5-7% additional cashback given by Patanjali Ayurved Ltd. To Patanjali Swadeshi Samridhi Card customers on recharge using PNB Patanjali CC
- Facility of linking CC on UPI
- Complimentary domestic & international Lounge Access
Basic features
- No Annual and joining Fees( if card is used once in a quarter)
- 300+ reward points on 1st usage
- Comprehensive Insurance Coverage upto 10 L
- Cashback @2% for all transactions over and over ₹2500. Subject to a ceiling of ₹50/- per Txn at Patanjali stores
- 5-7% additional cashback given by Patanjali Ayurved Ltd. To Patanjali Swadeshi Samridhi Card customers on recharge using PNB Patanjali CC
- Facility of linking CC on UPI
- Complimentary domestic & international Lounge Access
- Complimentary Premium Health Check Up Package, golf & Spa sessions and Gym membership Comprehensive Insurance Coverage upto ₹10 Lacs.
Basic Features
Min Joining Fee; NIL Annual/Renewal Fee (on ₹1L spends)
Up to 2 Add-on Cards
Insurance Cover up to ₹10L
Free Domestic & Intl Lounge Access
Premium Health Check-up, Golf, Spa & Gym Membership
24/7 Concierge Services
20–50 Days Interest-Free Period
Manage via PNB Genie App
Credit Limit: ₹50K – ₹10L
Basic features
- NIL Joining Fees
- Low Annual Fee. Waived if card is used once in each quarter
- NIL Renewal Fee
- Lucrative Reward Points with 300+ Reward Points on Activation
- Max. 2 Add on Cards at No Extra Cost
- Comprehensive Insurance Coverage upto ₹2 Lacs.
- Complimentary Domestic and International Lounge Access.
- 300+ Merchant Offers
- Interest Free Period from 20 Days to 50 Days from Date of Transaction
- Convenient Mobile App “PNB GENIE” – One Stop Solution
- Limit: Min ₹25,000 and Max. ₹5 Lacs
Basic features
- Minimum joining fees - ₹500/-
- Annual fee – NIL ( if card is used one in a quarter)
- 300+ reward points on 1st usage
- 2X rewards points on retail merchandise
- Convenient mobile app "PNB GENIE" - One Stop Solution
- Complimentary Domestic and international Lounge Program
- Exclusive cash back in utility bills, eateries and restaurants etc
- Comprehensive insurance coverage
- 24/7 concierge services
- 300+ merchant offers
Basic features
- Minimum Joining Fees
- NIL Annual Fee if spends on the card is ₹1 Lacs during previous financial year
- NIL Renewal Fee
- Max. 2 Add on Cards
- Comprehensive Insurance Coverage upto ₹10 Lacs.
- Complimentary Domestic and International Lounge Access.
- Premium Health Check Up Package
- Complimentary Golf and Spa Sessions
- Complimentary Gym Membership
- 24/7 Concierge Services available
- Interest Free Period from 20 Days to 50 Days from Date of Transaction
- Convenient Mobile App “PNB GENIE” – One Stop Solution
- Limit: Min ₹50,000 and Max. ₹10 Lacs
Basic Features
Welcome: 500 Reward Points
Rewards:
• 1 RP/₹200 (Non-IRCTC)
• 5 RP on IRCTC tickets (cap 1000/cycle)
• 3 RP/₹200 on FASTag/NCMC/UTS (cap 1000/cycle)
• 2 RP/₹200 on Flights/Hotels/Cruise via IRCTC (cap 1000/cycle)Milestone: 500 RP on ₹75K spends/qtr
Benefits:
• Train Cancellation Cover up to ₹5,000
• 8 IRCTC Lounge Access/yr (2/qtr)
• 1% surcharge waiver on IRCTC (max ₹200/mo)
Basic features
- 8 Reward Points on every ₹200 on travel and dining categories
- Upto 4 Reward Points on spend of ₹200 on other Categories
- Preferential Foreign Currency Markup of 2.75% on all international spends
- 1% Fuel surcharge waiver at all fuel stations across India
Basic features
- Minimum Joining Fees
- NIL Annual Fee if spends on the card is ₹1 Lacs during previous financial year
- NIL Renewal Fee
- Max. 2 Add on Cards
- Comprehensive Insurance Coverage upto ₹10 Lacs.
- Complimentary Domestic and International Lounge Access.
- Premium Health Check Up Package
- Complimentary Golf and Spa Sessions
- Complimentary Gym Membership
- 24/7 Concierge Services available
- Interest Free Period from 20 Days to 50 Days from Date of Transaction
- Convenient Mobile App “PNB GENIE” – One Stop Solution
- Limit: Min ₹50,000 and Max. ₹10 Lacs
Basic features
- Welcome Benefit: Welcome gift of 2,000 Reward Points on min. purchase of ₹500 within 30 days of Card issuance
- Base Offer: 1 Reward Point per ₹100 spends under select categories
- 10% Cashback on groceries and shopping at Patanjali stores online and offline, up to ₹500/month.
- Annual membership fee waiver on annual milestone spends in previous year
- ₹500 voucher for your everyday shopping at Patanjali stores online and offline on annual milestone spends
- 2N/3D holistic stay at Patanjali Wellness Retreat on annual milestone spends
- Fuel Surcharge Waiver: Upto ₹150 every month
Basic features
- Complimentary SonyLIV Annual Premium Subscription worth ₹999 on first spends within 30 days of card issuance*
- Flat ₹120 off* on Swiggy food delivery. Applicable 2 times a month, min. txn of ₹500
- Buy One Get One Free* on Paytm Movies. Applicable once a month, max discount ₹200
- Up to ₹1000 off* on AJIO on min. txn of ₹2999. Applicable on select styles.
- 4 EDGE REWARD points per ₹200* on all spends except movies, wallet, fuel, insurance, rent, utilities, education, government institutions and EMIs.
- 1% Fuel Surcharge waiver* across petrol pumps on spends between ₹400 and ₹4000. Max. benefit of ₹400 per statement cycle
- 4 complimentary access* to select Domestic Airport Lounges: One per calendar quarter.
- Up to 15% discount* on partner Restaurants via EazyDiner
Basic features
- 5% Unlimited Cashback on Snapdeal
- SnapDeal Shopping vouchers worth up to ₹500 on Activation within 30 days
- 10 Reward Points on Everyday Spends on Groceries, Online Shopping & departmental stores
- All your accumulated Reward Points will be auto-credited as cashback to the monthly statement. 1 Reward Point = ₹0.25
Basic features
- Joining Fee: ₹2499
- Annual Fee: ₹2499
- 15 Reward Points on every ₹100 Spent on Travel, Dining, Online & International Spends
- Buy 1 Get 1 Movie Ticket every month
- Unlimited Complementary Domestic Airport Lounge Access
- Complementary 6 Months Fitpass Pro membership worth ₹15000 as welcome gift
- 10000 Milestone Reward Points in first 60 days & 20000 Reward Points in Anniversary year
- In-built Insurance: Accidental Death Cover (Air : 1 Cr & Non-Air: ₹10 Lakh)
